Key Takeaways With President Trump’s still-evolving tariff policy triggering considerable market uncertainty, you may be thinking of bolstering your cash reserves. Fortunately, safe havens for your cash are offering excellent returns these days—including high-yield savings accounts paying up to 5.00%. Though CDs pay slightly less—up to 4.60% right now—they have the advantage of guaranteeing their

Key Takeaways The best CD rate in the country remains 4.60%, available from T Bank for 6 months or Abound Credit Union for 10 months. For a rate lock extending to October 2026, XCEL Federal Credit Union’s 18-month certificate offers 4.50% APY. Want to guarantee your return for even longer? The top rates for 2-year

Key Takeaways I bonds are a specific type of U.S. Treasury savings bond that pays a variable rate designed to always outpace inflation. To accomplish this, I bond rates are adjusted every six months based on the last half year’s inflation trend. When inflation rises, the I bond rate increases, and vice versa. The next

Key Takeaways President Trump’s on-again, off-again tariffs have roiled the stock market, leading many to bolster their cash reserves. Luckily, cash safe havens are offering great returns these days—including high-yield savings accounts paying up to 5.00%. Though CDs pay slightly less—topping out at 4.60% right now—they have a superpower: They guarantee their APY for months

Key Takeaways Though the top savings account rates have drifted down from a two-decade high in 2024, you can still earn a 5.00% APY on your cash. Three online accounts—one checking and two savings—offer that top rate if you can jump through a hoop or two. The easiest option requires that direct deposits of at

Key Takeaways The most you can earn with a nationwide 4-year CD dropped today from 4.40% to 4.28%. Lafayette Federal Credit Union is the new leader. With a slight downtick yesterday, the top overall CD rate is 4.60%, available from T Bank for 6 months or Abound Credit Union for 10 months. Abound’s offer would

The states with the cheapest 30-year mortgage refinance rates Wednesday were California, Florida, New York, Texas, Colorado, Connecticut, Tennessee, and Washington. The eight states registered averages between 6.89% and 7.06%. Meanwhile, the states with the highest Wednesday refinance rates were Alaska, West Virginia, South Dakota, Kentucky, North Dakota, Missouri, and Wyoming. The range of 30-year