There is a new, targeted welcome offer for the American Express Business Gold card that offers an 125,000 Membership Rewards after $15K in spend.
This is 25K better than the current public offer and, more to the point for many, doesn’t have Amex’s once-in-a-lifetime language (NLL) which excludes those who have the card or have had it in the past from being eligible for a welcome offer.
This offer seems paltry in comparison to the flood of referral and NLL offers that we’ve seen recently, offering 175,000 – 200,000 points to new applicants. That said, the referral offers are currently much more modest and we haven’t seen a (non-hacked) Business Gold NLL offer for a few months now…so this might fit the bill for some folks that are targeted and looking to add to their stash of Membership Rewards.
The Deal
- There is a targeted offer for the Amex Business Gold card that gives 125,000 Membership Rewards points after spending $15,000 within the first 3 months.
- This is a no lifetime language (NLL) offer, so those targeted would be eligible regardless of whether or not they’ve had or currently have a Business Gold card.
Direct Link to Application (log-in to your Amex account and then click link to find out if you’re targeted)
If after you log-in, you see this message (or something like it), it means you’re not targeted:
Key Card Details
(if you click on the card details you can see our card-specific page with the current public offer information, not the increased offer)
| Card Name w Details & Review (no offer) |
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FM Mini Review: This card may be a keeper for those who use the monthly credits, but keep only if you also make good use of one or two 4X categories. Click here for our complete card review $375 Annual Fee Earning rate: Earn 4X in combined purchases in the two eligible categories where your business spends the most each month (capped at $150K spend per calendar year, then 1x): Electronic goods retailers or software and cloud system providers in the U.S. ✦U.S. purchases at restaurants ✦Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. ✦ U.S. purchases for advertising in select media ✦ U.S. purchases at gas stations ✦ Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. ✦ 3x on eligible purchases through AmexTravel.com ✦ 1x on all other purchases. Terms apply. Base: 1X (1.55%) Travel: 3X (4.65%) Dine: 4X (6.2%) Gas: 4X (6.2%) Shop: 4X (6.2%) Phone: 4X (6.2%) Biz: 4X (6.2%) Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees. Noteworthy perks: Earn up to $20 in statement credits each month for eligible purchases at FedEx, Grubhub, and office supply stores. Enrollment required. ✦ Monthly Walmart+ Membership credit after you use the card to pay for one monthly Walmart+ membership ✦ Terms Apply. (Rates & Fees) |
Quick Thoughts
There’s been a bit of a lull in the Amex Points Parade for many folks, but this targeted offer is 25K better than the one that we’re displaying on our Best Offers page…and it doesn’t have Amex lifetime language.
The Business Gold card can be a great card for many folks given the attractive 4x bonus categories and the monthly statement credit for office store purchases. Even if you didn’t take advantage of any of the bonus categories, this works out to 9.3x MR on $15K spend…a pretty good deal.
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